You worked hard to build this life. Let's protect it.
If something happened to you tomorrow — your income, your health, your retirement — would your family be okay? Most working moms don't have a clear answer. I help you build one.
of Canadian women worry about running out of money in retirement
of critical illness claims in Canada are filed by women
of Canadians face a disability lasting 90+ days before age 65
years helping working moms in NL & NB build real protection plans
The system was never updated for how working moms actually live.
The retirement planning system was built for someone who worked a straight 35-year career without gaps. That is not most women. Career breaks, maternity leave, part-time years — these all affect your CPP, your savings, and your ability to retire with dignity.
Women also outlive men on average, meaning your retirement savings need to stretch further. Yet women typically accumulate less. The gap is real — and it is fixable, when you have a clear plan in place.
Get Started — It's FreeWhat I help you with:
- Life insurance that may build savings over time
- Critical illness protection for serious health events
- Disability coverage if you are unable to work
- Investment and retirement strategies for your life stage
- Free consultation — no obligation to purchase
- Licensed broker serving NL and NB
Enie Morales
Licensed Insurance Broker — NL & NB
LLQP Certified — Life, Accident & Sickness, and Investments
Licence No. NL: 20-83-EM118-1 ; NB: 220035363
Regulated by Service NL and FCNB (NB)
I know what it feels like to have no plan.
"Working hard is not enough. You also need a plan."
I gave everything to my family. But I never stopped to think about myself. No retirement plan. No financial safety net. And then the fear crept in — what happens to me when I can't work anymore?
That fear led me to a life insurance agent. Becoming a client changed everything. I saw how many working moms — women who work just as hard, who sacrifice just as much — have no plan. So I became that person who sits beside them and explains it clearly.
Read My Full StoryThree steps to real protection
Book a free 30-minute call
No obligation, no sales pitch. We look at your situation together and I show you exactly where your gaps are.
Receive a personalized plan overview
Based on your income, family, and goals. You choose what makes sense.
Put your protection in place
All applications are subject to underwriting and insurer approval. I guide you through every step in plain language.
The information on this website is for general educational purposes only and does not constitute financial, legal, or insurance advice. Insurance products are subject to underwriting approval, policy terms, and conditions. Coverage amounts, premiums, and eligibility vary based on individual circumstances. Enie Morales is a licensed insurance broker in the Provinces of Newfoundland & Labrador and New Brunswick. Licence No. NL: 20-83-EM118-1 ; NB: 220035363. This website does not guarantee coverage, specific premiums, or investment returns. Past performance of any investment product does not guarantee future results. No coverage is in force until a policy has been issued and premiums paid.